Dream it ✱ Achieve It
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Dream it ✱ Achieve It 〰️
Adults with higher levels of financial well-being seem to have several notable personal traits and attitudes :
Impulse control and the ability to delay gratification in service of future rewards
Perseverance in the face of obstacles
Belief in their ability to manage money and achieve financial goals (financial selfefficacy)
A tendency to make financial decisions in light of their own standards rather than in comparison to other people (internal frame of reference)
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Financial well-being: The goal of financial education, Consumer Financial Protection Bureau (2015), Available at consumerfinance.gov /reports/financial-well-being/